Manual spreadsheets go stale the day you close them — prices drift, currencies move, formulas break.
Live net worth tracker & financial dashboard
The net worth tracker that never asks for your bank login.
Your entire net worth, live in one number. Bank accounts, property, pensions, crypto and debts — priced automatically and converted nightly across 31 currencies. You enter the balances; we never see a bank credential. Then ask Claude or ChatGPT about it.
Free foreverEvery feature includedNo credit card
31
Currencies supported
5
Markets priced live
6
Themes
0
Bank logins asked for
The problem
Your wealth lives in eleven tabs and a spreadsheet you dread opening.
Brokerage apps show one slice each. Nobody shows the whole estate — property, pension, crypto, debt.
Multi-currency math by hand: EUR salary, USD stocks, GBP cash — converted never, or wrong.
What it does
01
Everything in one ledger
Assets and liabilities side by side — bank accounts, property, pensions, vehicles, credit cards, mortgages. The full estate, not a slice.
Assets and liabilities02
Prices that update themselves
Stocks, ETFs and crypto priced live across US, EU, UK and Indian markets. Refresh once, or let the nightly sync do it.
US · EU · UK · India03
Analytics that read like advice
Category allocation, concentration warnings, growth streaks, a portfolio health score — insight, not just charts.
Streaks · concentration · health04
Every currency, one number
Hold accounts in any of 31 currencies at once. Everything converts to your base currency at nightly European Central Bank rates.
31 currencies, one baseInside the app
Every feature →Allocation
Equities & ETFs47%
Property28%
Bonds & pension12%
Cash8%
Crypto5%
Milestone
62%
to your first €1M
Currencies
31 supported
AUDBGNBRLCADCHFCNYCZKDKKEUR+22
Held in one, reported in another. Converted nightly at European Central Bank rates.
Holdings
Live pricing
VWCEVanguard FTSE All-World€48,780+1.24%
IWDAiShares Core MSCI World€19,820+0.86%
BTCBitcoin€13,104−2.10%
AAPLApple Inc.€7,940+0.42%
Five themes, one app
Wealth as terrain — switch any time, it follows your account.
Private by design
We never ask for your bank login.
✓No bank credentials, no screen scraping, no open-banking consent✓Manual entry works for every asset and liability you own✓Export your balances and holdings as CSV, or delete everything in one click
How it works
AI agents · MCP
Ask your AI about your net worth
Connect NetWorthTrackr to Claude, ChatGPT or your coding agent and ask in plain language: what changed this year, how much is in each currency, what your house is worth to you after the mortgage. It can record a balance when you tell it one.
- Sign in once from the assistant. It gets a token, never your password.
- Reads and changes only your own data. Every change is shown to you first.
- Still no bank login anywhere. Free, like everything else.
Sample data · your AI assistantNetWorthTrackr connected
What's my net worth?
↳ NetWorthTrackrget_net_worthread only
Your net worth is €134,900: €320,100 in assets against €185,200 owed. The mortgage is most of the debt, at €176,300.
Works in Claude, ChatGPT, Cursor, VS Code and other assistants that support MCP. Figures are a sample.
Pricing
There is no paid tier and nothing is held back. No card, no trial clock, no feature waiting behind an upgrade — and no advertising, because we do not sell your data.
Everything, free
NO CARD REQUIRED
€0forever · every feature included
✓Unlimited accounts, assets and liabilities
✓Automatic stock, ETF and crypto prices
✓Multi-currency conversion across 31 currencies, nightly
✓Full analytics suite and category breakdown
✓Portfolio health score, growth streaks and badges
✓All five themes
Questions
Yes. Every feature is free for every account — no credit card, no trial clock and nothing held back.
No. NetWorthTrackr never asks for bank credentials. You enter balances yourself; market-priced holdings (stocks, ETFs, crypto) update automatically from public prices.
31 currencies — the full European Central Bank reference set, including USD, EUR, GBP, INR, JPY, CHF, AUD, CAD, SGD, CNY, BRL and ZAR. Hold accounts in any combination of them; everything converts nightly to whichever base currency you pick. Missing one you need? Ask and we will look at adding it.
US, EU, UK, German and Indian exchanges are priced live for stocks, ETFs and crypto holdings. Anything else you value by hand keeps its own balance history.
Yes to both. Settings → Your data downloads your balance history and your holdings as CSV files, built on your device. Delete works at any time without asking us, and it purges every profile and financial record we hold for you.
Yes — any manually valued asset gets its own balance history, stale-data reminders, and a place in your category breakdown.
Yes, if you turn on Legacy access in Settings. The people you give your email and an access code to can open a read-only list of your accounts, balances and notes, but only after you have not signed in for 3 months or more. Signing in locks it again.
The web app is fully responsive and installable as a PWA. Native iOS and Android apps are on the public roadmap.
▲ Free · No credit card · No bank login